Information:Thespecialpiecesofinformationconcerningtransactionsandtheamountofmoneyavailableincustomer'saccountaresentatcertainintervals.-Applications:Inthistypeofservicesanapplicationissenttotheserverconcerningtheaccountorspecialtransaction.-Transfer:Throughthisservicebankscantransferamountofmoneybetweencustomer'saccountsorpayanamounttoathirdparty.ToimplementmobilebankingwerequireaninfrastructureserversuchasWAP(WirelessApplicationProtocol),i-mode,Palm.Net,etc.ForexchangeofinformationwiththecustomerwecanuseservicessuchasSMS(ShortMessagingService)orMMS(MultiMessagingService)[].ButinsomedevelopingcountriessuchasIranserviceslikeWAPhavenotbeenwelcomedduetohighcosts.Suchdifficultiesandsuchotherproblemsaslow-speedInternetthroughmobilephoneandcontinuousdisconnectionthroughMobilephonehavecausedmobilebankingtobelimitedtosu手机持续很长时间不能联网等问题都大大影响到了手机银行业务在发展中国家使用效果。
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